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Oh well

Discussion in 'General Discussion' started by Cuztomrollaz98, 2006年08月28日.

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    Cuztomrollaz98 MAD VLAD!

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    Oh well

    Well just came back from Toyota and well the bank couldn't approve me for the loan amount due to my negative equity on the rolla since I was trading it in so yea sucks ass but well it was either my bike or the tC and well obviously I'll take the bike over it. For now the rolla will be staying with the mods it already has and stuff, I will be installing the Cosmo CAI that I've had in the box for a week lol and well I'm gonna save up for a S/C and stuff for the it
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    fishexpo101 Get Some

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    Probably for the better - definitely don't want to get too upside down with any kind of loan - especially on cars and credit. Better to just save up some money, invest some in some long term funds, some in short term ones (need to play with some of it to). Work your ass off, save money, get a house - eventually you'll have so much equity and cash flow from you house and funds - you'll have plenty to play with and buy watever you want.
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    e_andree E

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    Couldnt see that comin...havent you had the rolla for a very short amount of time?
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    vortex Well-Known Member

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    heh and to think you sold off all those mods... *shakes head* *smack*
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    SlowRolla97 New Member

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    He's the almighty knowing E.:)
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    e_andree E

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    Saw what coming? You totally not understanding my question?
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    Cuztomrollaz98 MAD VLAD!

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    eh Rolla will be staying for good, that tC was a long shot anyways, I'm surprised I even got approved for a 2007 Camry XLE for my dad and his wife.
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    YamahaTundraV8 New Member

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    im confussed now didnt get approved for the scion Tc loan but approved for a Camry? ah ok ?
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    jtweezy New Member

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    yeah me too........
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    e_andree E

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    Dude, quit while youre ahead!!!!
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    Cuztomrollaz98 MAD VLAD!

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    I'll post pics of the camry to prove it lol, the tC wasn't even even planned to buy it at the moment the Camry deal was going on. Only reason why I couldn't get the tC was because the negative on the trade and on what I owe.
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    YamahaTundraV8 New Member

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    thats ok you dont need to do that .. In reading your thread it didnt make any since the Camry Xle Mrsp is more so wile we are told your approved on that loan it didnt make any since on Not getting approval on a cheaper scion Tc thats what im getting at:superconf

    cheers Erik
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    Cuztomrollaz98 MAD VLAD!

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    okay long story short, I would've been approved for both BUT finance told me that I had to trade my car in so I could get the tC but again the trade in value they gave me was $11,000 and I owe $14k so that's why the deal felt through.
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    e_andree E

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    Are you saying they flat out denied the loan to you, or you didnt want to eat the 3k difference that they wouldnt have covered?

    And how would you have gotten approved for the Camry, which is a much more expensive car, but not the Tc. You wouldve had to trade in the rolla to get the Camry too....It doesnt make any sense Damir.

    And what would a picture of a Camry prove? And me saying that you havent had the corolla for too long was in reference to you being upside down in the loan already.....you havent had the rolla for too long...how can you be upside down in the loan after such a short amount of time?

    And it was between the bike and the Tc? Youve had the bike for weeks now....you throw out all of this contradicting and far fetched information/statements, and then you get upset when people question ya.
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    Cuztomrollaz98 MAD VLAD!

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    omg the creditor allowed me 2 car lines on my credit so to be able to get the tC I would've had to trade the rolla. Oh well didn't happen, time to move on
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    e_andree E

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    Cool. So how would you have been able to get the Camry then?
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    fishexpo101 Get Some

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    Not sure if it is different in CO vs here in VA. But I've never heard of able to finance two cars simultaneously on one loan company. Even with two separate lines of credit - they generally don't do that (too much of a risk to them - especially if you are already upside in the deal). Not sure why they said they would even try - if I heard that deal - I would run away personally, sounds like too easy a way to get hosed in the deal. When we got our two cars - one was through TFS (Toyota Finacial Services, used to be TMMC) and one through Capital One Financing - no problems.

    But at least you still have your originial wheels and a new bike - better than taking on more debt - but that is my opinion.
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    Cuztomrollaz98 MAD VLAD!

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    At the moment I only had one car which was the rolla, I filled out the app and what not, they came back and told me cool u qualify for it congratulations, that is what happened.
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    e_andree E

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    Sure. You make it seem like none of us have ever bought a car before and dont know how financing works.
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    Cuztomrollaz98 MAD VLAD!

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    dude I'll post pics of the car if you don't believe me since all u ever want is pics for proof, easy as that.
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    e_andree E

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    Please explain to me how posting a pic of a camry will prove that you were somehow approved for a 27k car, but not the Tc? Damir, there are tons of holes and contradictory statements from you in this thread.
    Creditor only allowed 2 lines for auto (never heard of that either).......wouldnt give ya the loan for the Tc because you were upside down in your Corolla loan (still not sure how thats possible after owning it for such a short amount of time).....you had to decide between the bike and the Tc (even though youve had the bike for what, a few weeks now?)......you would have had to trade in the corolla to get the Tc because of the "two lines", yet you wouldnt have had to trade in the corolla to get the Camry??....the list goes on and on. You make it so easy to pick apart your stories. Plus your mom co-signed on the rolla with you, so your entire explanation here is out the door!

    Ill have to give ya credit for finally getting the bike though, after saying you were going to get one "soon" for the last 1.5 years. :)
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    Cuztomrollaz98 MAD VLAD!

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    oh I should add that the price of the tc was 25k too since it came with the s/c and other shit
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    e_andree E

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    That doesnt help your case
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    YamahaTundraV8 New Member

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    sorry bro I might be backing E andree on a few things he has stated or we might be reading into this rather too much since a lot of us have financed and Know what to expect but I gave you the Coutesy on stating your viewpoint on this topic.

    Cheers Erik
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    Cuztomrollaz98 MAD VLAD!

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    well I wish one of the managers could tell u what he told me cause thats practically it.
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    fishexpo101 Get Some

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    If that is what the manager told you - I would have bailed on that place. Can go into a deal like this without everything laid out for you, or you'll end up taking a bath at the end.
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    e_andree E

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    Ok. :rolleyes:

    Do you not agree that your story makes absolutely no sense? Especially with the fact that your mother had to co-sign the corolla with ya.
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    DaCubanSkillz Active Member

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    reading this thread and his other thread, i interpreted his story 3 different ways..lol.
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    e_andree E

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    He loses track easily
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    YamahaTundraV8 New Member

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    yep :)

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